Give up renting and start paying off your own mortgage rather than someone else's? It means you can create your own garden, hang pictures where ever you want; paint a feature wall,  just because you feel like it.

If you have an excellent job and credit history, you may qualify for our No Deposit Finance (100%) and you won't need mortgage insurance saving you $000's.

The good bits

• You'll own your own home - no more renting!
• You're probably eligible for the $7,000 First Home Owner Grant  and generous stamp duty exemption, which may save you $000's.
• If you're eligible for the grant we'll manage the paperwork for you.
• With an Equity Home Loan you could save money on comparative fees and variable interest rates.
• Plus you can access a whole range of flexible features like portability, redraw, overpay, offset sub-account and repayment holidays.

Stuff you need to know

• You'll need to show us evidence of genuine savings, which is as simple as providing bank statements so we can see your savings history.
• To be eligible for the First Home Owner Grant you must be an Australian citizen or permanent resident and you (and your spouse or partner) must not have previously owned a home in Australia.

The next steps

• Use our online calculator to see if you qualify for a loan or call us on 4773 3244 between 8.30am and 5pm Mondays to Fridays, and 8.30am and 12 noon on Saturdays to make an appointment.

Some useful links

To check your eligibility for the First Home Owners Grant, take a look at the info provided by your state revenue office:

Read up on what to look out for when getting a home loan in the Australian Securities and Investment Commission's Home loan financial tips and safety checks.

And if you're house hunting take a look at the useful do it yourself checklist for homebuyers from the Royal Australian Institute of Architects (scroll down to find the download).

The information on this page is for information purposes only and does not take into consideration your personal financial situation, objectives or needs. You should seek independent financial and legal advice.